Get Prepared

No business is immune to the growing risks presented by climate change. As rising temperatures and extreme weather continue to shape our economy’s future, business leaders must consider the vulnerabilities they face and respond with strategic risk management plans.

The most prevalent risks facing businesses across all sectors are:

  • Extreme storms and flooding will continue to overwhelm public infrastructure like storm water management systems, roadways and transit routes.
  • Floods, fires, and storms will continue to put private property and assets at risk, and cause insurance premiums to rise.
  • Longer and more intense heatwaves will increase demand for air condition and refrigeration, potentially driving up energy bills for business.
  • Increase in duration and intensity of heatwaves has consequences on worker health, safety and productivity.
  • Increasing droughts, seasonal irregularities and pests puts local and global food systems at risk.

Businesses must determine how they will manage these risks. In response to growing extreme weather conditions, businesses might implement work-from-home policies. They might also establish local sourcing practices and find alternate, backup suppliers to limit the risks of supply chain disruption. Ensuring the safety of employees in a warming climate necessitates reviewing and updating health and safety protocols. Understanding insurance policies and creating emergency preparedness plans as it relates to extreme weather are also vitally important for every sector.

These tools and resources equip businesses to better assess their risks of climate change, and find best practices for building a more resilient future-proof business.

Tools & Resources


Plastic Waste Management for Canadian Municipalities

Practical approaches to waste management in a Circular Economy are widely increasing. Find out the various education initiatives and practices for optimizing plastic, that are being implemented in 5 free webinars.

Author: 2019 | Canadian Federation of Municipalities Type: Video

Managing the business risks and opportunities of a changing climate

A primer for executives on adaptation to climate change.

Author: 2012 | Network for Business Sustainability; National Roundtable on the Environment and the Economy Type: Report

COVID-19 and climate change: an integrated perspective

This paper reflects on what the COVID-19 outbreak has illustrated regarding community vulnerability to crises, with a focus on local economy and production, economic diversification, and social connectivity. The paper argues for integrated approaches to community development that increase our capacity to respond to both public health and climate crises.

Author: 2020 | Robert Newell, Ann Dale Type: Article, Report

A framework for assessing financial impact of physical climate change

This report is designed to demonstrate how the tools already used in the insurance industry can help assess financial impacts – specifically the risk of increasing weather-related losses – from climate change. This report can be used by practitioners and firms to develop their own assessment of financial impacts of physical climate change risks in order to understand the impact on specific business decisions. The term ‘physical climate change risks’ is used to refer to this risk of increasing losses – as opposed to other risks from climate change and society’s response to it (such as a fall in the value of assets).

Pandemic: What are the Impacts on Local Economies?

Join Mary Rowe, President and CEO of the Canadian Urban Institute, for a candid conversation with a panel of business and economics experts on the subject of the impacts of the Covid-19 pandemic on local economies. The panel includes:

-Mark Garner, Downtown Yonge (Toronto) BIA
-Bruce Katz, Drexel University, Washington, D.C.
-Mary Moran, Calgary Economic Development
-Patrick Sullivan, Halifax Chamber of Commerce
-Karen Wong, TAKULabs (Toronto)

Author: 2020 | Canadian Urban Institute Type: Video

Charting Our Course: Bringing clarity to Canada’s climate policy choices on the journey to 2050

This report takes stock of the current climate policy landscape in Canada and makes the case for how better integration among areas of expertise and conventional policy silos can contribute to a more resilient and prosperous future. The Canadian Institute for Climate Choices, is and independent national research of body academics and policy experts to address climate change.

Author: 2020 | Canadian Institute for Climate Choices Type: Article, Report, Website

The Intersection of Financial Risk and Climate Resilience

James McMahon, CEO of The Climate Service, and a panel of experts, explain why climate risk is not only material, but also measurable and manageable. The panel includes:

-Joyce Coffee, ASU Global Institute for Sustainability
-Kurt Forsgren, S&P Global
-James McMajon, The Climate Service
-Samantha Medlock, Willis Towers Watson
-Edward Saltzberg, Security & Sustainability Forum\
-Michelle Wyman, National Council for Science & the Environment

Insurance Coverage in a Climate Changed Canada: How Can Canada Pay for Loss and Damage from Anthropogenic Climate Change

This report looks at the impact of climate change and its associated costs in the Canadian context. It begins by outlining how climate change is predicted to alter the Canadian climate before evaluating how this will affect the insurance industry.Ultimately, it is determined that there are viable combinations of legislation, litigation, taxation, compensation, mitigation, adaptation, and insurance that can better prepare Canada for managing the high costs associated with climate change.

Canada Green Building Council

The Canada Green Building Council is a not-for-profit, national organization that is working to advance green building and sustainable community development practices in Canada. The CaGBC Youtube channel hosts short informative videos for green building standards, practices and LEED certification.

Author: Canada Green Building Council Type: Guide, Video

Climate Change Adaptation Community of Practice (CCACoP)

The CCACoP is an interactive online community for researchers, experts, policy-makers and practitioners from across Canada can come together to ask questions, generate ideas, share knowledge, and communicate with others working in the field of climate change adaptation. One of the main goals of the CCACoP is to support all Canadian provinces and territories in their efforts to incorporate climate change adaptation into planning and policies.

Author: Climate Risk Institute Type: Website

Future-Proofing Buildings for the Realities of Climate Change

Quadrangle’s Sustainability Strategist Michelle Xuereb shares her thoughts on making our buildings resilient to our changing Toronto climate.

Disaster Risk Management for Health, Climate Risk Management

This report explores why climate change is a particularly pressing challenge in the health sector, and how risks should be considered and managed.

Author: 2011 | World Health Organization Type: Guide, Report

Climate Change Impacts & Adaptation in Ontario: The Energy Sector

A report on the local impacts of climate change in Ontario’s energy sector. Describes adaptation measures to improve the reliability and resilience of energy demand, supply, and transmission.

Author: 2015 | Ontario Centre for Climate Impacts and Adaptation Resources (OCCIAR) Type: Article, Report

Heat Stress Awareness Guide

The Heat Stress Awareness Guide was developed by the members of the Occupational Health and Safety Council of Ontario (OHSCO)* to provide information and advice on managing and controlling heat stress in the workplace. The audience for this Guide includes employers, managers, supervisors, workers, joint health and safety committee (JHSC) members, health and safety representatives, and workplace union representatives. Unions, employer associations, and health and safety professionals may also find the information in this Guide useful.

Author: 2009 | Occupational Health Clinics for Ontario Workers Type: Guide

Extreme Heat Events Guidelines: Technical Guide for Health Care Workers

The Guidelines are designed to provide a broad overview for health care workers and to facilitate linkages on common concerns and solutions regarding extreme heat. The Technical Guide provides current national and international research in a format designed to promote translation of global imperatives into evidence-based adaptations.

Adapting to climate change: A business approach

This report builds a clear business case for adaptation, presents a screening process companies can use to assess climate-related physical risks, and provides three case studies of companies in the Pew Center’s Business Environmental Leadership Council (BELC) that have taken action on adaptation.

Author: 2008 | Pew Center on Global Climate Change Type: Case study, Report

Business Adaptation to Climate Change, A Systematic Review of the Literature

This report presents a sector-by-sector analysis of risks, opportunities, drivers, strategies, and barriers and gaps to adaptation.

Business and Climate Change Adaptation: Toward Resilient Companies and Communities

Business and Climate Change Adaptation: Toward Resilient Companies and Communities presents ten case studies from a broad range of Caring for Climate and CEO Water Mandate companies. These cases illustrate how businesses are responding creatively and effectively to address climate change opportunities, risks, and impacts in developing countries and emerging economies.

Author: 2012 | UN Global Compact and UN Environment Programme Type: Case study, Report

Metrolinx Climate Adaptation Strategy 2018

Metrolinx takes climate change seriously. In 2016, we consulted with experts and scientists on how to deal with the changing climate as a transit agency. The resulting report, Planning for Resiliency: Toward a Corporate Climate Adaptation Plan, outlines the broader context and rationale for climate resiliency and adaptation, and provides overarching direction on how we manage the effects of climate change.

Weather Permitting? Employer Rights When Faced With Severe Weather

We often get questions from employers who are staring into the face of the proverbial tornado and trying to understand their rights and obligations. This blog will address four of the most commonly asked questions.

72 Hours Get Prepared Campaign

The “72 Hours…Is Your Family Prepared?” campaign encourages Canadians to be prepared to cope on their own for at least the first 72 hours of an emergency, enabling first responders to focus on those in urgent need. The 72 Hours campaign asks Canadians to do three things: Know the risks in their community; Make an emergency plan; and, Get an emergency kit.

Author: Government of Canada Type: Guide, Website

“Open for Business” Disaster Protection and Recovery Planning Toolkit for the Small to Mid-Sized Business

A guide that provides information, forms and checklists for disaster planning and recovery for small to medium-sized businesses.

Author: 2007 | Institute for Business & Home Safety Type: Guide

Weathering the Storm: Four Steps to Prepare Your Company for Climate Change

Dr. Jonatan Pinkse and Ms. Federica Gasbarro highlight four steps businesses can take to prepare for an era of extreme weather events.

Low Impact Development Business & Multi-Residential Retrofits: Business and Multi-Residential Optimizing Your Bottom Line through Low Impact Development

The Credit Valley Conservation Authority in this guide, highlights the benefits and opportunities for Low Impact development within municipalities. The guide offers information on how businesses can make a quick return on investments with properly maintained LIDs.

Author: 2013 | Credit Valley Conservation Type: Case study, Guide

Farmers adapt growing methods in face of unpredictable weather

As growing season continues to change and surprise, farmers try to control what they can. An article about climate adaptation techniques in the New Brunswick farming community.

Author: 2018 | CBC News; Tori Weldon Type: Article, Case study

Business continuity plan and templates for entrepreneurs

A well designed plan will help you minimize the risk that an emergency poses to your employees, clients and suppliers, the continuity of your business operations and your bottom line. To plan your business continuity exercise and mitigate the potential effects of an emergency, use these templates.

An Investor Guide on Agricultural Supply Chain Risk

Document guiding investors through steps on evaluating material risks in their portfolios.

Author: 2017 | Ceres Type: Guide, Report

Agricultural Supply Chains as a Driver of Financial Risks

This report explains the increasing environmental and societal issues, due to climate change, that poses risks to the supply chain of food and agribusinesses, thus negatively impacting their botton line.

12 Tips for Safeguarding Your Business

Highlights 12 key emergency preparedness tips for all businesses, focusing on small and medium sized organizations

Author: Insurance Bureau of Canada Type: Article, Checklist

After the Flood: The Impact of Climate on Mental Health and Lost Time From Work

This study, developed by the Intact Centre on Climate Adaptation, quantifies the health impacts associated with residential basement flooding and lost time from work.

Author: 2018 | Intact Centre on Climate Adaptation Type: Report